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Kotor
Kotor | Kotor Municipality

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Chestertons Global Team
Chestertons Global Team
Presented At
€2,000,000
Bedrooms
11
Living
8,590
SQFT
Kotor, Kotor, Kotor Municipality, Montenegro. - Photo 1
Kotor, Kotor, Kotor Municipality, Montenegro. - Photo 2
Kotor, Kotor, Kotor Municipality, Montenegro. - Photo 3
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Kotor, Kotor, Kotor Municipality, Montenegro. , Kotor , Kotor Municipality

A villa with sea view in Kotor

A wide-angled sea view and an uncommon sense of scale define this substantial villa in Kotor. Set within Montenegro’s most storied bay, the property brings together the calm of Adriatic waters and the practicality of serious square meterage, offering approximately 798 sqm of accommodation and an extraordinary 11 bedrooms. For a growing household, multi‑generational living, or those who host often, it answers the perennial question of space not just with size, but with versatility. Bay of Kotor as Your Backdrop Kotor is celebrated for its UNESCO-listed bay, medieval Old Town and a shoreline that invites a slower, more deliberate pace of life. Mornings here tend to start with soft light on the water and the sound of the bay at work; evenings draw you to promenades, local restaurants and the daily theatre of boats returning to harbour. Owning a villa with sea views in Kotor, Montenegro means you are plugged directly into that rhythm—close enough to enjoy the waterfront’s energy, with your own private vantage for quiet moments at home. Whether you are relocating to the Adriatic or seeking a European base that balances serenity with access, Kotor has the infrastructure, heritage and year‑round appeal to sustain both. Space that Adapts to Every Chapter The headline here is the scale: around 798 sqm across a classic villa format gives you the latitude to plan for today and tomorrow without compromise. Eleven bedrooms can be organised to suit many arrangements: dedicated rooms for children and guests, a home office or two for remote work, a library or music room, a wellness space or studio, and still the ability to keep a couple of rooms held back for visiting family. Larger households will appreciate the way an 11-bedroom villa distributes life across different zones—quiet rooms for study, sociable rooms for gathering, and private corners for rest—so that multiple generations can live well under one roof. Entertaining is effortless at this scale. Think seasonal celebrations that move naturally from a generous reception space to dining, with the sea view as your constant companion. The volume allows for multiple living areas, so informal family time can sit comfortably alongside more formal hosting without either having to give way. Storage, often an overlooked luxury, is a given in homes of this size, and the layout lends itself to subtle separation of everyday utility from primary living spaces, keeping clutter out of sight and the views front and centre. While the listing does not specify bathrooms, our team can guide you through the configuration on viewing and help you understand how the current plan supports daily routines. Kotor Living, Every Day A home is as much about its setting as its walls. In Kotor, daily life includes fresh produce from local markets, swimming spots dotted along the bay and an Old Town that rewards exploration. For those who travel often, regional links make weekend city breaks or business trips straightforward, while coming home remains the highlight—particularly when your principal rooms take in the water. From coffee at first light to a quiet evening after a long day, the outlook restores. Practical highlights
  • Substantial 11
  • Residential For Sale listing, offering the scope to organise multiple living zones, guest suites, studies or hobby rooms as needed.
  • Located in the city and region of Kotor, Montenegro
  • A rare combination of scale and outlook, suitable as a primary residence, extended family base or a private retreat by the bay.
For those searching specifically for an 11

Property

3D Street View Tour

Map showing Kotor, Kotor, Kotor Municipality, Montenegro.

Property Location

Kotor, Kotor, Kotor Municipality, Montenegro., Kotor Kotor Municipality

Local Weather & Climate

Kotor, Kotor Municipality

Current Conditions Updated recently
55 °F
Overcast clouds
Feels Like 55°F
Humidity 94%
Wind 8 mph
Visibility 6.2 mi
Sunrise 6:06 AM
Sunset 3:47 PM
5-Day Forecast
Sun 25 Jan
Rain
High 54°
Low 49°
Mon 26 Jan
Rain
High 47°
Low 41°
Tue 27 Jan
Clouds
High 51°
Low 41°
Wed 28 Jan
Rain
High 45°
Low 43°
Thu 29 Jan
Rain
High 46°
Low 44°
Annual Climate Based on last 12 months
59° Avg Low
Jan
70° Avg High
Aug
157 Rainy Days
per year
Arid
Semi-Arid
Moderate
Wet
77.5" Annual Rainfall
Wet climate
❄
❄
❄
❄
❄
❄
❄
❄
❄
❄
❄
❄
❄
❄
2 Snow Days
per year
Monthly Temperatures
Jan
54°
44°
Feb
56°
47°
Mar
60°
48°
Apr
66°
54°
May
72°
60°
Jun
84°
71°
Jul
87°
74°
Aug
91°
79°
Sep
82°
69°
Oct
67°
57°
Nov
61°
53°
Dec
58°
47°
Data from OpenWeatherMap & Open-Meteo

Walkability & Transit Scores

How easy is it to get around Kotor?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

€
%
€100,000
%
Estimated Monthly Payment $3,160
Monthly Payment Breakdown
Principal & Interest $2,528
Loan Amount $400,000
Total Interest $337,621
Total Cost $737,621

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Important Information
  • This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
  • Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
  • Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
  • This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.

Market Opinion

Our perspective on current market conditions in Kotor. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis
International luxury real estate typically appreciates steadily over time.
65
Buyer Score
Estimated regional appreciation: 4% annually
Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $200,000,000 20% down ($40,000,000)

Investment Perspective
$ $ $
$1 → $1.36
Every dollar invested today could become $1.36 in 10 years
$100 → 136 $1,000 → $1,362
+$17,186
$17,186/day
Your home may appreciate while you sleep
$120,632/week $522,739/mo $6,272,873/yr
$100K Investment Comparison (10 Years)
Real Estate (Leveraged)
$281K
S&P 500 Index
$259K
High-Yield Savings
$155K
Real estate leverage: potential 8% advantage over stocks
RENT 💸 -$110.1M
vs
OWN 📈 +$156.1M
$156.1M Potential Equity
vs $110.1M lost to rent over 10 years
$40.0M Down Payment Growth
3.9x
10yr
$156.1M
8.1x
20yr
$323.2M
12.6x
30yr
$505.1M
Wealth Comparison
×1,203
Equivalent to 1,203 average US homes
top 5%
US household wealth ranking
Median: $193K Yours: $505.1M
Time to Double Your Investment (accounting for market cycles)
42.4
years
Conservative
1.65% effective/yr
15.3
years
Optimistic
4.62% effective/yr
Projected Home Values (adjusted for market cycles)
10 Years
Conservative $235.5M +18%
Market $272.4M +36%
Optimistic $314.3M +57%
$156.1M est. equity
20 Years
Conservative $277.4M +39%
Market $370.9M +85%
Optimistic $493.9M +147%
$323.2M est. equity
30 Years
Conservative $326.7M +63%
Market $505.1M +153%
Optimistic $776.2M +288%
$505.1M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

This house at Kotor, Kotor, Kotor Municipality, Montenegro features 11 bedrooms with 8,590 square feet of living space.
This property offers 8,590 square feet of living space.
This property is listed at $200,000,000, which equals $23283 per square foot.
Based on current market indicators, Kotor shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.
Kotor features a pleasant climate. Average temperatures range from 59°F in winter to 70°F in summer. The area receives approximately 77.5 inches of precipitation annually. There are about 157 days with rain throughout the year. Expect around 2 days with snow. This climate information can help you plan for seasonal activities and energy costs.
Kotor tends to be warmest in Aug and coldest in Jan. The shoulder seasons of spring and fall often offer the most comfortable weather for moving and outdoor activities.
This is a house located in Kotor, Kotor Municipality. The property is situated in an established neighborhood with convenient access to local amenities and services.
Chestertons Global Team

Chestertons Global Team

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